Personal Injury Protection
Many automobile insurance policies include Personal Injury Protection also known as PIP. This protects you from injuries in your car. So if you hit a tree and break your arm, the Personal Injury Protection will cover your medical bills.
PIP covers a variety of different situations and the rules may vary from insurance company to insurance company. However, in some cases it will cover medical expenses from injuries caused by falling on your vehicle or hitting your head on the trunk.